SafePaySecure Bayana. Zero Fraud.

Bayana (also called 'biana' or token money) is the advance payment a buyer gives to a seller to reserve a property. Traditionally, this cash exchange has been risky - SafePay aims to protect both parties by holding funds securely until the deal is complete.

SafePay charges 1% of the transaction amount (minimum ₨5,000). This covers escrow management and document verification fees. The fee is typically split 50-50 between buyer and seller.

Refund terms are governed by the signed agreement between buyer and seller. If the deal fails due to seller's issues (bad documents, ownership disputes), the refund process is initiated per agreement terms. Standard bayana forfeiture rules may apply as per the agreement.

Funds are held in a dedicated escrow account that ilaan cannot use for operational purposes. Funds are only released per the signed agreement terms between buyer and seller.

Document verification typically takes 2-3 business days. Once verified, funds can be released within 24 hours of deal completion. Contact us for urgent transaction timelines.

Yes! SafePay works for both sales (bayana) and rentals (security deposits). For rentals, we hold the deposit for the lease duration and release it based on property condition at move-out.