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Buy or Build a House – The Mystery Resolved

22 Oct 2019
Buy or Build a House – The Mystery Resolved

Buy or Build a House – The Mystery Resolved

Everyone dreams to have their own home where they can live the way they want, decorate it as per their preferences, and make tons of memories to cherish for the rest of their lives. In the accomplishment of this dream lies a big decision that is whether to go for constructing a house or purchase a built one. However, in both these cases, the location matters a lot.

Factors to Consider

Regardless of what reason you are making your move to a new home, you will always be looking for a house that suits your budget and needs. However, the decision to either buy or build is a crucial one. Here are a few factors that you should consider while making the decision.

Financing Your New Home

Buying a home is a huge decision and requires lots of finance. Fortunately, banks and financial institutions are offering several home financing schemes these days that allow people to purchase properties through a loan. If you are going for a constructed house, you may require a single loan only. However, if you want to build a home, this may require more than one loan especially if you don’t own a loan. This can be costly because you should have more resources.

Comparing the Costs

It is a common fact that constructing a home is at least 20-25% cheaper than purchasing a unit of a similar size in the same locality. However, it should also be noted that you may have to rent a unit to settle temporarily while your new home is constructed. That cost should be added up to the cost of the house being constructed. Not to forget the restlessness and hassle that constructing a house brings is at times beyond the usual capacity of an individual.

Special Features

Recreational places inside the house are a must where you can just sit for a few minutes to come out of your daily routine. A library, swimming pool, fireplaces, study room, and music rooms are some of the best examples in this regard. For small homes, this feature is out of the question because there you have to make space for the items as well as the residents. However, if the house is a bit bigger, you can create any of these spaces particularly if you are constructing your home. These spaces will allow you to spend more time in your home sweet home and go out less frequently.

Customization vs Convenience

All of us imagine our house with the interior and exterior of our own choice. However, with constructed houses, you should forgo your imagination because it is nearly impossible to find a house that has the same interior as you have always imagined. This leverage is only limited to building houses where you can add as much as you want. However, if customization is not one of your preferences, you can go for built houses as most of them these days come with well-built interiors and exteriors.


Keeping the above factors into consideration, we can safely conclude that there is no clear winner between the two. Each has its own pros and cons. If you have the nerve and the patience to withstand the hassle of constructing a house, you can go for that or you can make your life easy and move quickly by purchasing a built home. If you choose to buy a house, you can find countless options of houses for sale on 

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